Ford Flex Buy

Flex Buy is a Ford Credit-exclusive payment structure focused on providing lower payments for the first three years when compared with a standard retail contract.

Financing That Fits Your Budget

Flex Buy is offered with 66- or 75-month terms. Your first 36 months of payments are discounted by 15% or 18%, while higher later payments allow for your full balance to be satisfied.

The Benefits

  • No mileage limitations
  • Freedom to customize your vehicle
  • Lower payments for the first three years
  • Build equity with each payment
  • Two term choices
  • Two payment discount choices

Flex Buy is unavailable in Maine, Michigan, New Hampshire, North Carolina, Ohio, Pennsylvania, Virginia and Washington, D.C.

Amount Financed*

First 36 Months

Next 30 Months

Avg. Flex Buy Payment

Comparable 60-Mo. Payment





















Are You a First Time Buyer?

If you've just graduated college or have set out on your own for the first time, you may be a first-time car buyer. The Ford Flex Buy payment program is an excellent tool for first time buyers because your payments will start off lower, aligning perfectly with those who have an entry-level salary. Purchasing a vehicle through Ford Flex Buy is also a great way to get into a newer vehicle without the burden of high monthly payments.

Why Choose Bill Colwell Ford?

Whether you choose to use the Ford Flex Buy program or traditional financing, the finance experts at Bill Colwell Ford are more than willing to assist you with the financial process that comes with buying a new vehicle. If you have considered the typical auto-financing route, use our payment calculator to get an estimate of your monthly loan payment before you sign.
We welcome all of your questions about the Ford Flex Buy plan at Bill Colwell Ford. Get in touch with us online or by calling 888-432-1637.

Frequently Asked Questions

Q: Why would I choose Flex Buy instead of a regular car loan?
A: If you don't have the budget for a standard monthly payment, Flex Buy can lower your monthly payments for the first few years of the loan.

Get in Touch

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  1. Bill Colwell Ford

    238 Waterloo Road
    Hudson, IA 50643

    • Sales: 319-600-7345
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Get in Touch

  • Contact our Sales Department at: 319-600-7345
  • Monday8:30am-8pm
  • Tuesday8:30am-8pm
  • Wednesday8:30am-6pm
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