First-Time Buyer Program - Now Available at Bill Colwell Ford
Buying your first vehicle just got easier. Ford Credit has launched a limited-time First-Time Buyer Program designed to help customers with little or no prior auto credit get approved with confidence. From now through March 31, 2026, qualifying first-time buyers can take advantage of special rebates and exclusive financing on select new and certified Ford vehicles.
Key Benefits
- Up to $500 in rebates on select new Ford models
- Exclusive Max Tier 2 Ford Credit financing-even for customers who naturally score Tier 3 or 4
- Available on eligible new, Ford Blue Advantage Certified, and Lincoln Certified Pre-Owned models
- Flexible financing options including Retail, Lease (new only), and Flex Buy®
Eligible Vehicles
Eligible models include the Ford Bronco Sport, Escape, Maverick, Mustang Mach-E, Ranger, and select Ford Blue Advantage Certified and Lincoln Certified models.
Who Qualifies
This program is designed specifically for customers who are financing a vehicle for the first time. To qualify, applicants must:
- Have no prior auto loans
- Have no major derogatory credit
- Have a minimum of 6 months at their current job
- Verify income and residency
- Have a minimum 640 credit score
- Provide at least $1,000 customer cash down
Ready to get started?
Check your eligibility today, explore our available inventory, or schedule a visit with our team. Our finance specialists are here to make your first vehicle purchase simple, transparent, and stress-free.
How can we help?
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